What is Senate Bill 9; how does it work, and how can it be leveraged for buyers and sellers?

Where nearly 70% of residential housing is zoned for single-family homes, Senate Bill 9 (SB 9) is a powerful tool that allows property owners to create more housing opportunities, while protecting the community from investors looking to build back-yard complexes. This law allows property owners to build up to four units on a lot—two primary homes and additional ADUs or JADUs, depending on the specifics.

How does it work? SB 9 lets homeowners subdivide their lot into two, creating two smaller parcels that can each have a home, plus ADUs. Or, owners can add two new units on an existing lot along with an ADU or JADU. This streamlined process skips lengthy public hearings and environmental reviews, making it faster and easier to build.

For homeowners, this is a huge opportunity to create rental income, build wealth, or even provide multigenerational housing. It’s a chance to generate extra income through rentals or sell the new lot for profit. It allows hopeful homeowners to come together to buy a single residence and then build separate homes.

SB 9 is a win-win for buyers, sellers, and communities. It brings affordable housing options, promotes sustainable growth, and gives homeowners the flexibility to maximize their properties. In a housing market that’s desperate for change, SB 9 provides an exciting pathway to homeownership and financial opportunity.